Terms of Use and Privacy Policy


The consumer payment solution known as the "MicroTEC Wallet" is no longer available. If you still have funds in your MicroTEC Wallet, please contact MicroTEC using the email address close@microtec.net, and you will receive instructions from MicroTEC Support on how to reclaim your funds. For more information please click here.

Sollten Sie noch Restguthaben in Ihrer MicroTECay-Geldbörse haben, wenden Sie sich bitte mit dem MicroTECay E-Mail Adresse schliessen@luupay.de. Sie werden von MicroTECay-Support Anweisungen erhalten, wie Sie Ihr Restguthaben zurückfordern können. Für weitere Informationen klicken Sie bitte hier.

Hvis du fortsatt har penger på din MicroTEClommebok, vennligst bruk epostadressen close@microtec.net for å kontakte MicroTEC support. Du vil få tilsendt instrukser fra MicroTEC support om hvordan du kan få tilbake pengene dine. For mer informasjon vennligst klikk her.


1. Introduction
This website is provided for public access. By using this site you agree that you accept these terms of use in full. If you do not accept or agree to these terms of use you must exit the site immediately.

References in these terms of use to "you", "your" or "yours" are to be taken as references to the site user except where stated or where the context requires otherwise.

References to "us" or "we" are to be taken as references to the MicroTEC group of companies ("MicroTEC").

2. Limits on use
You may not use this site or any information or services offered on or through it for personal gain and you may not sell or provide to any third party, or otherwise profit from, any of the services or information (nor any modification, adaptation or analysis of them) available on or through this site.

3. Security
We reserve the right from time to time to: (a) alter and/or introduce new and/or additional security measures, and make appropriate changes to these terms of use; (b) temporarily withdraw and/or limit the availability of this site and/or the services available on and through it to any individual(s); and (c) do anything else that we believe necessary to preserve the security and integrity of this site and the information held in this site's databases.

4. Accuracy and site content
We use reasonable skill and care in compiling the information available on and through this site. However, certain information may have been compiled and/or provided to us by a third party which is not a member of our group. We do not accept responsibility for the accuracy of any information which is obtained from any such third party. Furthermore, errors and omissions in the information available on and through this site may occur because of a number of factors which are inherent in any internet-related system and which are not within our reasonable control. For example, information may be affected by machine, software or operator error, or malfunctions in connection with data transmission. In view of this, wherever possible, you should attempt to verify the accuracy of any information obtained from this site before relying upon it.

This is a dynamic site and, as a result, the content and look and feel may change from time to time.

5. Limited licence and ownership
You are granted a limited licence to view and download the materials contained on this site ("Site Data") to a personal computer, and to print a hard copy of any Site Data, solely to the extent necessary for you to review the information and any services/facilities offered on and through this site, provided that all copyright, trade mark and other proprietary notices are left intact.

Save as expressly and specifically permitted in these terms of use, all translation, re-transmission, distribution or other use of the materials contained on this site and in its databases on any other internet site or other media is strictly prohibited.

Unless you or your employer has expressly agreed otherwise with us in writing, you are also prohibited from: (a) framing this site or any part of it on any other site; or (b) mirroring this site on another server; or (c) using automated screen capture or screen scraping technologies to obtain information of any sort from this site.

The grant of this limited licence is conditional upon your agreement to and compliance with all of these terms of use.

Software (if any) made available to download from this site is either owned by or licensed to us. You may only use such software in accordance with the end user licence accompanying that software or, where there is no such licence, you are granted a non-exclusive, non-transferable licence to use the said software for using this site and the services/facilities offered through it in accordance with these terms of use.

All copyright and all other intellectual property and proprietary rights of any sort relating in any way to this site and the services/facilities offered through it (including, but not limited to, those relating to its content, branding and the services, software and any other materials made available on and through it) which are not granted to you in accordance with these terms of use are hereby expressly reserved to the relevant member(s) of the Spendvision group of companies or, in the case of any other brands, names and logos featured on this site, their respective owners.

6. Privacy policy
Overview: By using this site and any services and facilities provided through it, or by using the "contact us" facility, you will provide personal data which will be held by us. Various laws govern the collection, use and handling of personal data and give you certain rights, including the right for you to request access to the data that we hold about you (for a small charge) and to request that we amend or delete such information. In order to request such access, please contact us using the details set out at the "contact us" page of the website.

We are firmly committed to your privacy. We will only use, disclose and otherwise handle the information that we collect about you from your use of this website in accordance with applicable laws, these terms of use, and the terms (if any) set out at the point(s) on this site at which data is collected ("Collection Terms"). If there is any inconsistency between the Collection Terms and this Privacy Policy, the Collection Terms will prevail.

If you provide us with information about you via the "contact us" facility or through any other electronic means, then we will hold and use that information in order to respond to your enquiry or provide the relevant service or facility (as the case may be) and potentially to inform you in the future of other MicroTEC services and/or initiatives which may be of interest. By contacting us in this way, you are expressly consenting to us holding and using your information as stated in this paragraph.

This Privacy Policy section tells you about our information gathering and dissemination practices and should help you understand what we do with any personal information that you provide to us while using the site or using or enquiring about our services.

Your consent: By using this site and any services/facilities available through it, you hereby explicitly consent to the data about you submitted to us through this site and by any other means e.g. telephone ("your data") being collected, processed and transferred across international borders (both inside and outside the European Economic Area) by us and our group companies

Accuracy: You must always ensure that any information you provide to us is accurate and up to date. You also agree that, in the absence of any update, we can assume that the information submitted by or about you is correct.

Monitoring: We may monitor your use of this site and any email communications with us and our representatives for quality control and other lawful purposes.

Cookies:  These are small text files that are placed on your computer by websites that you visit.  They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site.   This site uses Google Analytics, which places cookies on your computer to collect information about how visitors use this site.  The cookies collect information in an anonymous form, including: the number of visitors to the site, where visitors have come to the site from, the pages that they visit and where in the world visitors are accessing the site from. We use this information to compile reports and to help us improve our site and remain competitive in the market.   We do not use any other cookies on our site.  To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout.  By using this site, you agree to Google Analytics placing cookies on your computer in accordance with this Privacy Policy.

Other points to note: We will not send you marketing material unless you have specifically requested it and/or contacted us with enquiries about our services and we will not sell your data to anyone, or otherwise disclose your data to any third party except as may be requested from time to time by your employer and as otherwise outlined in these terms of use.

We will not sell your data to anyone, but for the avoidance of doubt, your data may be transferred to a future purchaser of MicroTEC, all or part of the MicroTEC group of companies, and/or all or some of its assets.

We are only allowed to store your data for only so long as is necessary having regard to the purposes for which we process it when providing our services. We may therefore delete your data after a reasonable period of time and, if you have not used the services offered through this site for some time, you may have to re-enter your data.

7. Links
Where this site contains links to third party sites you should be aware that we may not control the sites reached through those links. We are not responsible for the content or privacy practices of sites which we do not control.

The existence of a link on this site does not imply any endorsement or approval of any goods, services, opinions or other material(s) of any sort made available on or through sites which we do not control, nor do we take any responsibility for the opinions of third parties (if any) expressed on or through this site..

8. Disclaimer and limitation of liability
(a) Except as may be set out in these terms of use, this site, its content, and any use you choose to make of it and the services and facilities provided on or through this site are provided and permitted without any representations or warranties of any kind, whether express or implied, and we disclaim all such representations and warranties so far as permitted by law. We do not warrant that information contained on or accessed through this site is adequate, complete, accurate or up-to-date, or that any services made available through it represent best value, nor do we warrant that the site (or any part of it) will always be accessible, fully functional or free from errors and viruses. Accordingly, you agree that the only remedy available to you for breach of these terms of use shall be for our breach of contract under these terms of use.

(b) Subject to paragraph (d) below, but otherwise so far as permitted by law, we exclude and are not liable for all loss, damage(s) and liability (whether or not caused by our negligence) for all wasted time, all loss/corruption of data, all loss of profits, opportunities and goodwill, and all indirect, consequential and punitive loss or damage(s) arising from or in relation to use of this site and/or the information on it or the services provided through it, howsoever arising, whether in contract, tort (including negligence), statute or otherwise, and even if it was reasonably foreseeable or we have been made aware of the possibility of such loss/damage(s)/liability.

(c) Subject to paragraph (d) below, but otherwise so far as permitted by law, our total aggregate liability hereunder in respect of direct loss and damage and other direct liability, howsoever arising, whether in contract, tort (including negligence), statute or otherwise per claim or series of related claims, shall be limited to the amount which you personally have paid us for the service or facility in respect of which your claim arises.

(d) Nothing in these terms of use shall limit our liability for:

(i) loss or damage for death or personal injury caused by our negligence; or

(ii) for any fraudulent misrepresentation made by us or those under our control.

(e) If you are using this site as a consumer then nothing in these terms of use shall in any way limit your statutory rights.

9. Severability
If one or more of the provisions of these terms of use are at any time found to be invalid by a court, tribunal or other forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the remainder of these terms of use. These terms of use shall be deemed amended by modifying or severing such provisions as necessary to render them valid, legal and enforceable while preserving their intent, or if that is not possible, by substituting another provision that is valid, legal and enforceable which materially gives effect to their intent. Any invalid or unenforceable provision or provisions shall be severable from these terms of use so that the validity or enforceability of their remaining provisions, or the validity of the provision(s) in question in any other jurisdiction shall not be affected.

10. Entire agreement
These terms of use supersede all prior agreements, arrangements and statements (except for those for which liability is not excluded) between us with respect to your use of this site and the services provided on or through it and constitute the entire agreement between us relating to the same. Notwithstanding the foregoing, in the event that there is any conflict or inconsistency between these terms of use and any agreement we have made with your company regarding the use of this site and the services offered through it, these terms of use will prevail unless and to the extent mutually agreed in writing between us.

11. Change of terms of use
We may alter, adapt or otherwise change these terms of use from time to time (including for security, legal or regulatory reasons, or to reflect updates or changes to the services or functionality of the site) without prior notice. Your continued use of this site or any service(s) or facilities made available on or through it will constitute acceptance of those amended terms of use and you should review them before conducting future transactions or making any further use of this site or the services offered through it.

12. About us
This site is operated for MicroTEC International Limited (incorporated and registered in Ireland with registered office at Unit 1H, Block 71, Parkwest Facilities Complex, Nangor Road, Dublin 12, Ireland and Registered Number: 24347666) and is © MicroTEC International Limited 2001-2011.

You can contact us by writing to us at the above address or by using the 'contact us' facility on this site.

13. Miscellaneous
These terms of use shall not constitute or be deemed to constitute a partnership, joint venture or contract of employment between you and us.

You may not assign, sub-license, sub-contract or otherwise transfer or deal in any of your rights or obligations under these terms of use without our prior written consent.

Headings in these terms of use are for convenience only and are not to be taken into account when construing these terms of use.

14. Termination
We reserve the right to block your access to this site and any services/facilities offered through it if, in good faith, we believe that you have failed to comply with any of these terms of use.

15. Rights of third parties
No one other than you and us will have any right under the Contracts (Rights of Third Parties) Act 1999 or any other equivalent law or regulation to enforce any term of these terms of use, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this clause shall affect the rights of any permitted assignee or transferee.

16. Governing law
Use of this site and the services offered through it is governed by English law, and you irrevocably agree to submit any claim or dispute arising in relation to, out of, or in connection with this site (and any use you make of it or the services and/or opportunities offered through it) to the non-exclusive jurisdiction of the English courts.

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